Refinance

How much could you save?

Loyalty rarely pays on a home loan. Enter your current loan and we will show you the lenders on our panel that beat your rate, and what switching could save you.

Instant comparison No credit check needed 60+ lenders
$
%
30
130
Based on your loan, you could be paying
$166 / mo less
than you are paying right now.
$1,990/yr · $59,688 over 30 years
$500,000 balancePrincipal & interest30 year termNo credit check needed
Your current rate
Your home loan
6.50%

Lenders that beat your rate

10 matched
  • People First Bank
    People First Bank
    Basic Variable Home Loan
    5.99%
    $2,995/mo · 5.99% comp.
  • ING
    ING
    Mortgage Simplifier Variable
    5.99%
    $2,995/mo · 6.12% comp.
  • Macquarie Bank
    Macquarie Bank
    Basic Variable
    6.04%
    $3,011/mo · 6.11% comp.
  • ANZ
    ANZ
    Standard Variable
    6.09%
    $3,027/mo · 6.21% comp.
  • Bendigo Bank
    Bendigo Bank
    Easy Home Loan Variable
    6.13%
    $3,040/mo · 6.13% comp.
  • Westpac
    Westpac
    Premier Advantage
    6.15%
    $3,046/mo · 6.66% comp.
  • Commonwealth Bank
    Commonwealth Bank
    SP MAV Package
    6.15%
    $3,046/mo · 6.53% comp.
  • ME Bank
    ME Bank
    CompleteME Home Loan Fixed 2 Years
    6.24%
    $3,075/mo · 6.50% comp.
  • ubank
    ubank
    Flex Variable
    6.39%
    $3,124/mo · 6.63% comp.
  • Great Southern Bank
    Great Southern Bank
    Basic Green Variable
    6.44%
    $3,141/mo · 6.46% comp.

No obligation. A broker confirms your real numbers and the right fit.

Comparison rate disclaimer

Comparison Rates

The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For variable interest-only loans, comparison rates are based on an initial 5-year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees.
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided.

Indicative only, principal and interest, based on the figures you enter and the advertised rates on our panel. It is not a quote or an offer of credit. Your actual savings depend on your full financial situation, fees and lender assessment. A broker confirms the real numbers with you. See the full calculator.